Open laptop on wooden table displaying a family on the Rossbro Financial website, with a notebook and pen, a smartphone, and a cup of coffee nearby. Display is to show where a customer would start the loan or lending process.

Rossbro Financial is a leading Irish owned high cost credit provider in Ireland, dedicated to offering short-term financial solutions to individuals. We understand that unexpected expenses can arise at any time, and our goal is to provide flexible lending options to help our customers manage their financial needs effectively.

Our services are designed for those who may not have access to traditional credit channels, offering a transparent, straightforward alternative that ensures customers are fully informed of the costs and terms of borrowing upfront.

Commitment to Fair Lending Practices

At Rossbro Financial, we place our customers' financial well-being at the heart of everything we do. We are committed to responsible lending, which means that we:

  • Promote transparency by clearly outlining the full repayment and terms associated with our loans, ensuring customers understand their obligations. There are costs to the loan clearly outlined at application stage and no hidden fees.  

  • Adhere to ethical standards by complying with all regulatory requirements, including those set by the Central Bank of Ireland, and maintaining full transparency in our lending processes.

  • Perform comprehensive affordability checks to ensure that our loans are appropriate for our customers' financial circumstances, helping to avoid over-indebtedness.

  • Offer clear and honest communication throughout the lending process, from application to repayment, so customers can make informed decisions with confidence.

Warning: This is high-cost credit. Rossbro financial is the provider of high-cost credit. Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland. For example: Shop around in order to know whether you can obtain credit on terms better suited to you. If you are struggling to manage your finances, talk to your creditors to agree a payment plan and ask the Money Advice and Budgeting Service for help. You can find more information on the MABS website at www.mabs.ie. If you are in receipt of social welfare payments, you may qualify for additional financial support which may address your immediate financial needs. Contact your local citizens information office for more information.

Our high cost credit agreements have a maximum APR of 152.3%. Licensed high cost credit providers must assess your creditworthiness in accordance with regulatory requirements. Before providing credit, we will seek such information from you.